Make an offer

Your real estate agent will assist you in making an offer, which will include the following information:
Complete legal description of the property
Amount of earnest money (Earnest money is money put down to demonstrate your seriousness about buying a home.)
Down payment and financing details
Proposed move-in date
Price you are offering
Proposed closing date
Length of time the offer is valid
Details of the deal

Secure your rate by lock it in

After signing a home purchase agreement, you're ready to lock-in an interest rate. This freezes your interest rate and protects you against market fluctuations for a specific time period.