Home Purchasing Tips
Get pre-approve for the purchase and know your budgets ahead of time. This takes very little time and it will give you great value. Identify your price range so you can be comfortable with your financial lifestyle here in Whittier. We recommend that your monthly mortgage payment should be less than or equal to a quarter of your monthly gross income. This percentage can change based on the type of mortgage you choose and sometimes the area in which you're looking to buy. You need to factor your other debts into determining an affordable monthly mortgage payment. Debt is not just credit cards and student loans. It can also include alimony, child support, car loans, and housing expenses.